This whitepaper is part of the initial concept phase which describes the objectives, challenges, solutions, considerations, roadmap, strategy, and business value of the platform and how to prepare for the initial coin offering. Milestone: completion of the white paper, gather expert team, initial prototype finished, qualification of its Regulation A offering by the Securities Exchange Commission (SEC)

Implement the initial coin offering and allocate the ICO funds for the next phase. Milestone: funding available for third and fourth phases.

Using funds acquired from the ICO, Sisu will develop and test various prototypes, leading to a minimum viable product (MVP), before developing a completely operational system. This happens through various iterations and stages: • Generate a synthetic dataset from a bank to obtain a relevant data foundation and history on which to prototype the Sisu features. • Prototype the analytics as well as the operational infrastructure. • Iterate, through the analytics, Sisu features and evaluate these for their feasibility and value. • Operationalize proven features in the MVP and integrate into the initial Bank to test real world behaviour. • Define release criteria and the roadmap. Milestone: Implement the MVP into an existing retail bank and test with real and simulated customers. Document results and draft operations roadmap.

This phase takes the business model from prototype / MVP to an operational model. The results from the previous phase are deployed in terms of: • Allocating funding • Acquiring and deploying the supporting technical and business infrastructure • Developing and rolling out the necessary analytics and applications • Refining and executing a go-to-market strategy • Rolling out Sisu to customers Milestone: go-live with Sisu - roll out to all customers of initial bank and rollout to additional banks